Uber & Lyft

YOU HAVE TO HAVE A PERSONAL AUTO POLICY THAT ALLOWS FOR RIDE SHARING!!

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Michigan laws are unique.  Uber will cover you while you drive to pick up a rider after accepting a request and during an Uber trip, you are covered for Third Party Liability, Uninsured or Underinsured coverage and contingent comprehensive and collision coverage (as long as you have collision and comprehensive currently on your policy), however you still need a policy that allows you to use your personal vehicle for ride sharing.  The other coverages on your policy will be denied if they are not aware of your ride sharing.  Personal Injury Protection (PIP) is not one of the coverages that Uber covers.

If you have not updated your insurance policy to reflect Ride Sharing, you are not properly covered.  Most personal lines insurance companies do not have coverage for Ride Sharing.

Call, text or email us to get covered today. 

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